Foreclosure Assistance Information

If you are in default of paying your Deed of Trust and Promissory Note, you may contact the Department of Financial Institutions, the Washington State Bar Association, or the statewide civil legal aid hotline for possible assistance or referrals.

The toll-free telephone number for a department-certified housing counseling agency is: (877) 741-3281 or call (206) 220-5101.

To locate a foreclosure prevention agency in your community please call Homeownership Information Hotline - 1-877-894-HOME (4663) or visit the following websites or use the following contact information:

Washington State Department of Financial Institutions (DFI)

Mailing Address: PO Box 41200, Olympia WA 98504-1200

Physical Office Location: 150 Israel Rd SW, Tumwater WA 98501

Telephone: 360 902-8700 or 1-877-RING-DFI (746-4334)

TDD Phone Number: 360-664-8126

Fax: 360-586-5068

Website: http://www.dfi.wa.gov/ or

http://www.dfi.wa.gov/consumers/homeownership/post_purchase_counselors_foreclosure.htm

Washington State Bar Association
1325 Fourth Ave., Ste. 600
Seattle, WA 98101-2539

Toll-free Telephone: 800-945-WSBA (9722)

Fax: 206-727-8319

email - questions@wsba.org

Website: http://www.mywsba.org/default.aspx?tabid=161 or wsba.org

U.S. Department of Housing and Urban Development
451 7th Street S.W.

Washington, DC 20410
Telephone: (202) 708-1112

TTY: (202) 708-1455

Website: http://www.hud.gov/foreclosure/

U.S. Department of Housing and Urban Development

Seattle Regional Office
909 First Avenue
Suite 200
Seattle, WA 98104-1000

Telephone: (206) 220-5101

Fax: (206) 220-5108

Email: WA_Webmanager@hud.gov

Office of Civil Legal Aid

1112 Quince Street SE
P.O. Box 41183
Olympia, WA 98504-1183
Office (360) 704-4135
Fax (360) 704-4003

email - ocla@ocla.wa.gov

Website: http://www.ocla.wa.gov/

The following is a list of financial documents you may wish to collect and be prepared to present to the beneficiary or authorized agent when discussing options for avoiding foreclosure:

Books or records of earnings and expenses;

Financial statements;

Federal Income Tax Returns;

Paystubs and/or other evidence of income;

Proof of insurance on the subject property;

Appraisal on the subject property, if any; and

Complaints (lawsuits), judgments, or liens against you.

You have the right to request a meeting to occur within fourteen days of your request during your initial contact. The purpose of the meeting is to assess your financial ability to repay the debt and to discuss your options to avoid foreclosure. Your meeting may occur telephonically after requesting the same. If you have designated a department-certified housing counseling agency, attorney, or other advisor to discuss with the beneficiary or authorized agent, on your behalf, options for you to avoid foreclosure, you must inform the beneficiary or authorized agent and provide the contact information so that a meeting may be scheduled.